Julia Toto is an educator, author and ghostwriter whose work has appeared in print and on the web. She enjoys researching family history, renovating old houses, and volunteering in her community. Julia and her husband live in a stone cottage in the Ozark foothills where she writes stories of hope, inspiration, and second chances. City Sidewalks is a PBG contemporary holiday romance, and Wait for Morning is a PBG Easter Lilies love story. Visit Julia at www.juliamtoto.com or follow her on facebook.com/juliamtoto?ref=hl
